AlertPay (Payza) integration
An online payment platform that lets you send and receive money, shop, make online payments or get paid from almost anywhere in the world.
AlertPay (Payza) integrates using IPN callback.
Note! Here is an explanation of how to integrate Payza with your website if you use the Payza buttons. Rather than following these steps, use the method for integrating with Payza in your shopping cart instead.
Also, make sure you don’t already use Payza IPN for another purpose, e.g. some digital delivery or membership registration.
To integrate with AlertPay, you need AlertPay plugin which is distributed with PAP by default.
1. Activate IPN in AlertPay
Activate IPN in Payza
Remember the security code and use following Alert URL:
https://URL_TO_PostAffiliatePro/plugins/AlertPay/alertpay.php
2. Activate AlertPay plugin in PAP
- Go to Plugins
- Find AlertPay integration plugin and click Activate
- After activation, find this plugin again and click Configure
- Select the number of custom fields that can be used for PAP (default is 1)
- Enter the Security code you were given when activating IPN in AlertPay
3. Add code to every button
PAP can work with HTML code buttons only.
Add this code to every alertpay button. If you have choosed another custom field than 1, replace apc_1 with apc_YOUR_NUMBER in all places.
<input type="hidden" name="apc_1" value="" id="pap_dx8vc2s5">
<script id="pap_x2s6df8d" src="https://URL_TO_PostAffiliatePro/scripts/notifysale.php" type="text/javascript">
</script>
Example of modified button:
<form method="post" action="https://www.alertpay.com/PayProcess.aspx" >
<input type="hidden" name="ap_purchasetype" value="item"/>
<input type="hidden" name="ap_merchant" value="163899@gmail.com"/>
<input type="hidden" name="ap_itemname" value="gdfgdf"/>
<input type="hidden" name="ap_currency" value="USD"/>
<input type="hidden" name="ap_returnurl" value=""/>
<input type="hidden" name="ap_itemcode" value="dfg"/>
<input type="hidden" name="ap_quantity" value="1"/>
<input type="hidden" name="ap_description" value="dfg"/>
<input type="hidden" name="ap_amount" value="456"/>
<input type="image" name="ap_image" src="https://www.alertpay.com//PayNow/B410C80C841042BE90080C349815932Dg.gif"/>
<input type="hidden" name="apc_1" value="" id="pap_dx8vc2s5">
<script id="pap_x2s6df8d" src="https://URL_TO_PostAffiliatePro/scripts/notifysale.php" type="text/javascript">
</script>
</form>This is all that is required. Now whenever there’s a sale, Payza will use its IPN function to call our sale tracking script, and system will generate commission for the affiliate.
What is AlertPay (Payza)
AlertPay, which later became known as Payza, was an online payment platform designed to facilitate internet-based financial transactions worldwide. It allowed individuals and businesses to send and receive money, make online payments, and manage financial transactions on a global scale. Users could fund their accounts and transactions using various methods, including bank transfers, credit cards, and even cryptocurrencies like Bitcoin. One of the platform’s key features was its e-wallet service, enabling users to maintain balances and transact in multiple currencies. Additionally, Payza provided integration options for e-commerce businesses, allowing them to execute transactions directly on their websites using features like “Buy Now” buttons.
Founded in 2004 in Montreal, Canada, by brothers Firoz and Ferhan Patel, AlertPay initially established itself as a versatile online payment solution. In 2012, the platform was acquired by MH Pillars and underwent a rebranding to become Payza. Throughout its operation, Payza offered services catering to both fiat and cryptocurrencies, aiming to provide a comprehensive financial solution for its users.
However, in 2018, the company faced significant legal challenges. Payza was indicted by U.S. federal authorities for operating an unlicensed money service business and was accused of processing over $250 million in illicit funds. This legal action led to the shutdown of its services in the United States. The founders, Firoz and Ferhan Patel, faced legal consequences and pleaded guilty in 2020.
AlertPay (Payza) was designed to serve both individual users and businesses, amassing more than five million members across over 190 countries. Supporting 22 different currencies, the platform targeted several key segments:
- Personal Users: Individuals looking for a secure and convenient way to manage their online financial transactions.
- Small Businesses: Enterprises seeking to integrate online payment solutions without the burden of high fees or complex contracts.
- High-Risk Merchants: Businesses operating in industries often deemed high-risk by traditional financial institutions.
The platform was lauded for its robust security features, including SSL encryption, the ability to handle multiple currencies, and localized banking options. Notably, AlertPay did not impose contractual obligations or monthly fees, making it an attractive option for users worldwide.
Main Product Features
- Money Transfer Service with E-Wallet Capabilities: Users could securely send and receive money globally, maintain balances in multiple currencies, and manage their funds conveniently.
- Secure Payment Processing: AlertPay utilized secure servers and SSL encryption to ensure that all financial transactions and data were protected from unauthorized access.
- Customizable Payment Options: Users had the ability to enable or disable specific payment methods according to their preferences and configure Instant Payment Notifications (IPN) for seamless transaction tracking.
- E-Commerce Integration Support: The platform provided tools for businesses to integrate payment processing directly into their websites, including “Buy Now” buttons and IPN callbacks for affiliate tracking.
Pricing Options
- Personal Starter Account:
- Sending/Depositing Funds: No fees applied.
- Receiving Funds: Free, but with transaction limits in place.
- Personal Pro Account:
- Sending/Depositing Funds: Free of charge.
- Receiving Funds: A fee of $0.25 plus 2.5% per transaction.
- Business Account:
- Receiving Funds: Similar to the Personal Pro Account with $0.25 plus 2.5% fees.
- Additional Features: Access to business-specific tools and services.
- Withdrawal Fees:
- Ranged from $1 to $15 depending on the withdrawal method used.
- Exceptions applied to accepted checks, which had different fee structures.
Key User Insights
- Pros:
- Basic Financial Services: Users appreciated the ability to send and receive money easily, as well as access to escrow services.
- Multi-Currency Support: The platform’s ability to handle multiple currencies made it convenient for international transactions.
- Localized Banking: Users benefited from banking options tailored to different regions, enhancing accessibility.
- Cons:
- Legal Scrutiny: The platform’s legal issues led to concerns and limitations, especially in the U.S. market.
- Complex Registration Processes: Some users found the account setup and verification procedures cumbersome.
- User Experience Challenges: The interface was sometimes criticized for not being intuitive, posing a learning curve for new users.
- Overall Experience:
- While user experiences were mixed, many found the platform’s services beneficial once they adapted to its functionalities. Security concerns were noted, but the convenience and features offered were valuable to a significant user base.
YouTube Reviews
- Payza (AlertPay) Review – An Overview: This video provides a comprehensive overview of Payza’s features, discussing its reliability and comparing it to other payment platforms in the market.
- Is Payza (AlertPay) Worth Using?: An examination of Payza’s viability, highlighting both the advantages and drawbacks to help users make informed decisions.
Alternatives
For those seeking alternative online payment solutions, several platforms offer comparable services:
- Podium: A platform that combines communications and payments to help businesses interact with customers and collect payments efficiently.
- Jeton: An e-wallet solution offering international money transfers, currency exchanges, and support for multiple currencies.
- Stripe: Provides powerful APIs and functionality to accept payments, send payouts, and manage businesses online.
- Apple Pay & Google Pay: Mobile payment and digital wallet services allowing users to make payments using supported devices.
- Checkout.com: Offers a unified payment processing solution for businesses, supporting multiple payment methods and currencies.
- Authorize.Net: A payment gateway service enabling merchants to accept credit card and electronic check payments via websites.
- Amazon Pay: Allows users to pay for goods and services using payment methods stored in their Amazon accounts.
- 2Checkout (Verifone): Offers global payment processing services, including online payments, subscription billing, and more.
- PayPal Payments Pro: Provides businesses with customizable payment solutions to accept credit cards, debit cards, and PayPal payments.
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